Ground-Up Construction Financing
Build from the ground up with flexible capital designed for developers and investors.

Structured Draw Process
Fast Project Starts
High-Leverage Builds
Starting at 8.5%
Interest Rate
Up to 80% LTC
LTV / LTC
12–24 Months
Loan Term

Program Highlights
Why Developers Choose Ground-Up Financing
Built for investors and developers constructing residential or small multifamily properties from scratch.
Finance land acquisition and construction costs in one loan
Draw-based funding aligned with build progress
Flexible structures for spec builds or build-to-rent strategies
Designed for single-family, townhomes, and small multifamily projects
Underwriting focused on project viability and developer experience
Overview
Financing Overview
Why investors choose Ground-Up Construction
Interest Rate
Starting at 8.5%
Loan Term
12–24 Months
LTV / LTC
Up to 80% LTC
Build from the ground up
Secure funding for land acquisition and full construction costs.
Fund each phase with confidence
Access capital through structured draws as your project progresses.
Maximize your leverage
Finance up to 80% of total project cost to scale efficiently.
Stay on schedule
Reliable funding helps keep contractors and timelines aligned.
Rate and Terms
Investment Terms Overview
Key pricing, leverage, and loan size details to review before you apply.
- Interest Rate
- Starting at 8.5%
- Loan Term
- 12–24 Months
- LTV / LTC
- Up to 80% LTC
- Fees
- 1.5
- Minimum Amount
- $750000
- Maximum Amount
- $200000
Underwriting Insight
Built for development + delivery
Loan approvals are based on land value, construction budget, project scope, timeline, borrower experience, and projected after-completion value.
Application
Apply Now
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