Ground-Up Construction Financing

Build from the ground up with flexible capital designed for developers and investors.

Ground-Up Construction Financing

Structured Draw Process

Fast Project Starts

High-Leverage Builds

Starting at 8.5%

Interest Rate

Up to 80% LTC

LTV / LTC

12–24 Months

Loan Term

Ground-Up Construction Financing

Program Highlights

Why Developers Choose Ground-Up Financing

Built for investors and developers constructing residential or small multifamily properties from scratch.

  • Finance land acquisition and construction costs in one loan

  • Draw-based funding aligned with build progress

  • Flexible structures for spec builds or build-to-rent strategies

  • Designed for single-family, townhomes, and small multifamily projects

  • Underwriting focused on project viability and developer experience

Overview

Financing Overview

Why investors choose Ground-Up Construction

Interest Rate

Starting at 8.5%

Loan Term

12–24 Months

LTV / LTC

Up to 80% LTC

Build from the ground up

Secure funding for land acquisition and full construction costs.

Fund each phase with confidence

Access capital through structured draws as your project progresses.

Maximize your leverage

Finance up to 80% of total project cost to scale efficiently.

Stay on schedule

Reliable funding helps keep contractors and timelines aligned.

Rate and Terms

Investment Terms Overview

Key pricing, leverage, and loan size details to review before you apply.

Interest Rate
Starting at 8.5%
Loan Term
12–24 Months
LTV / LTC
Up to 80% LTC
Fees
1.5
Minimum Amount
$750000
Maximum Amount
$200000

Underwriting Insight

Built for development + delivery

Loan approvals are based on land value, construction budget, project scope, timeline, borrower experience, and projected after-completion value.

Application

Apply Now

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